Your first loan is on us

Choose amount

Personal information

Consents

0% interest loan for first-time customers

Amount you need

Fixed period 3 months

Monthly fee 3.333,33 LEI ~~3.613,58 LEI~~ You save 840,73 LEI

Interest 0,00 %

EIR 0,00 %

Admin fee 0,00 LEI

Total cost 10.000,00 LEI

Show amortization schedule →

Find out more

The values shown are indicative and do not constitute a contractual commitment. For a personalized calculation, complete the form below and wait for a call from an iute expert.
By clicking the “Submit” button, you confirm that you agree to the Terms and Conditions and the Privacy Policy.
Please assess your ability to repay before signing the agreement and repay responsibly to avoid negatively affecting your credit history.

Apply in just a few minutes

Fill in your details and we’ll review your application.

First name

Last name

Personal identification number

Phone number

Email

Date of birth

Gender

Please fill in all required fields correctly.

Almost there!

Confirm the required consents to continue.

*I declare that I am not a Politically Exposed Person (PEP).

I agree to be bound by the Terms of Use, and I confirm that I have read and understood the Data Processing Notice and the AML Policy of the services provided by Myiute.

I consent to receiving marketing communications from O.C.N. “IUTE CREDIT” S.R.L. and other companies within the Iute Group. By giving my consent, I confirm that I have read and agree to the terms of the Marketing Declaration.

Please confirm the required declarations to continue.

Application submitted

Thank you. Your application has been received and one of our loan specialists will contact you shortly.

Application submitted

Thank you. Your application has been received and one of our loan specialists will contact you shortly.

Application submitted

Thank you. Your application has been received and one of our loan specialists will contact you shortly.

Installments

	Expected date	Principal	Expected total
1	2026-12-14	3.333,33	3.333,33
2	2027-01-14	3.333,33	3.333,33
3	2027-02-14	3.333,33	3.333,33

Apply for a loan - quick and easy!

1

Select the amount and apply for a 0% loan using the calculator above
2

Download Myiute app
3

Log in to Myiute using your IDNP code
4

Follow the loan application process, enter your address, and verify your identity
5

Sign the contract directly in the Myiute app
6

Once the contract is signed, the money will be transferred instantly to your account

What do customers who took out a loan with a 0% APR have to say?

I don't usually take out loans, but this is a loan I don't have to pay anything back on, so I found something to spend it on :). I borrowed 5,000 lei and made two payments of 2,500 lei each.

Vasile

Strășeni

I was looking for a summer camp for my kids that I could pay for in installments. I found the 0% loan from Iute and sent my daughter to the camp I had originally planned. I received the money in 15 minutes.

Valentina

Chișinău

I took out a 0% loan; this is my first loan with iute. I can afford to pay back the 10,000 lei in two installments without straining my budget.

Ivan

Bălți

It’s really convenient to pay in installments; I borrowed 7,000 lei and was able to cover some expensive car repairs this month.

Nicolae

Chisinau

This is the first time I’ve taken out a loan; I didn’t even know such a thing existed. I’m glad I came across this offer. I have money in a term deposit, and withdrawing my savings would be a problem for me. It’s more convenient to take out this kind of loan. I recommend it.

Andrei

Chisinau

Myiute App

Manage your finances anytime

You can access your loan details wherever you are.
Apply for a loan online 24/7.
Pay your installments directly from the app, without leaving the comfort of your home.
Take advantage of personalized offers.

In Myiute, you’ll always find the best deals!