Pre-approved Loan

Pre-approved loan - is an amount of money you can use for 0% interest installment purchases or when you need cash.
Pre-approved Loan
Don't break the piggy bank—tap into your savings in Myiute
Apply now

Up to 20,000 lei in reserve, available anytime!

  • Are you trying to stick to a budget when it comes to shopping?
  • Do you need cash right away?

Apply for a Pre-approved Loan, use the money whenever you need it, and pay it back later in installments.

Apply now

What do you need to know about pre-approved loan?

You have up to 10,000 lei in cash available, interest-free for 2 months
Always at your fingertips—pay only when you use it
Shop online with 0% interest, up to 20,000 lei
The best deals from our partners
Withdraw money 24/7
Through the iute ATM network

How do you apply? Follow the steps below.

  • Download Myiute App

    Click here

  • Open Myiute and apply for a pre-approved loan

    Activate now

  • Check your balance in Myiute; your pre-approved loan is already active

Still having trouble? - You'll find the answers below!

What is the maximum amount I can receive?

Apply for a Pre-approved Loan and check your available balance

Do I have any obligations if I don't use the pre-approved credit?

No. You only make payments according to the repayment plan when you use the available amount.

Where can I use my pre-approved loan?

At the network of iute partner stores.

Where can I withdraw cash?

At iute ATMs. Check the ATM network on the map: https://iute.md/bancomatele-iute/

Can I use the available balance only for installment purchases?

No. You can use the available amount to pay for the selected product in full.

Is the Pre-Approved Loan valid only for online purchases?

No. The available balance can also be used for purchases at iute partner stores.