Your home is more than just a place. It’s the space where you feel safe, where you build, repair, create, and live. With iute, you can do more for your home while also protecting it. Apply for a loan of at least 40,000 lei with a term of at least 12 months, and you’ll receive one year of free home insurance — giving you extra peace of mind for unexpected situations.
How do you get free home insurance?
What does this insurance offer you?
Because some things can’t be predicted, but they can be protected against, the home insurance offered in partnership with GRAWE CARAT Insurance covers:
- Up to 150.000 lei for the residential property
- Up to 25.000 lei for third-party liability
What events are covered?
The insurance covers common risks or events that can affect your home, providing real support when you need it.
Covers property damage caused by fire (spreading flames), the direct impact of lightning, explosion (sudden expansion of gases), or the crash or collision of aircraft or their components.
Covers property damage caused by the direct action of water from pipes, fittings, or connected systems, including in the event of a burst or freeze.
It covers the insured’s liability for damages caused to third parties, in accordance with the terms of the insurance policy.
You might also be interested in
Frequently asked questions
The insurance covers selected risks that may affect your home, such as fire, lightning, and explosion; the crash of aircraft and their components; water leaks from pipes; and liability to third parties.
For more details, see the Terms and Conditions.
The policy provides coverage of up to 150,000 lei for the home and up to 25,000 lei for third-party liability, subject to the limits and conditions set forth in the contract.
Insurance is included in the offer for eligible loans (minimum amount and term: 40,000 lei, 12 months), subject to meeting the eligibility criteria set forth in the campaign’s Official Rules.
The insurance is valid for 12 months from the date of activation.
The insurance does not cover all types of damage. Specific exclusions are detailed in the Terms and Conditions of the insurance policy.
For eligible loans, the insurance policy is issued within 24 hours of loan approval. You will receive a notification via email or Viber once it has been activated.
If an incident occurs, follow the steps outlined here.
No further action is required. For eligible loans, the insurance is included and activated according to the standard process.
No, for eligible loans, insurance is provided FREE OF CHARGE. No separate payment is required under the terms of the promotion.
The insurance remains valid until the expiration date stated in the policy, even if the loan is repaid early.
Terms and conditions
For detailed information regarding coverage, exclusions, and claims procedures, please refer to the General Terms and Conditions.